HDFC Life Insurance India Contact Details, Head Office, Email IDs

HDFC Life Insurance India Contact Details, Head Office, Email IDs including headquarters address, office phone number, customer support helpline number and email id is available here with company bio data, network presence, as well as service locations. If you are looking for the profile like foundation year, founder, office locations, parent company, etc. So, from below, you can get all that including contact details of HDFC Life Insurance in India.

About HDFC Life Insurance

HDFC Life Insurance Company Limited is mostly known as HDFC Life; it is a joint venture between Housing Development Finance Corporation Limited and Standard Life Aberdeen PLC. It was founded in 2000. HDFC Life main office as Registered and Corporate office is in Mumbai, Maharashtra, India. HDFC Life is one of the famous names, providing Life Insurance, Term Insurance, ULIP plans, Health Insurance and Retirement plans in India. Below, you can check all types of contact details of HDFC Life Insurance India.

HDFC Life Insurance Company Profile

  • Full Name: HDFC Life Insurance Company Limited
  • Type: Public Company
  • Industry: Financial Services and Insurance
  • Founded Year: 2000
  • Founder: NA
  • Headquarters: Mumbai, Maharashtra, India
  • Key People:  Ms. Vibha Padalkar (MD & CEO), Mr. Deepak Parekh (Chairman)
  • Parent Company: NA
  • Subsidiaries: HDFC Pension Management Company Limited
HDFC Life Insurance India Contact Details, Head Office, Email IDs

How to find HDFC Life Insurance India Contact Information

The company has millions of customers and they always try to find HDFC Life Insurance India contact details including office address, customer care, social pages on the internet. Sometimes, customers faces several types of issue with products and also want to contact for general queries. But, they don’t know how to find HDFC Life Insurance for customer support, as well as how to reach HDFC Life Insurance customer care.

In this article, you can check all important details and fastest ways to reach HDFC Life Insurance India customer care team and other departments for any kind of help, general information, sales and technical support before and after sales. Here, you can find customer care number of HDFC Life Insurance, main office address of HDFC Life, as well as HDFC Life Insurance toll free number, HDFC Life Insurance India helpline no, HDFC Life Insurance phone number, social ids, website, blogs, as well as contact information of board of directors, if available.

HDFC Life Insurance Customer Care Information

HDFC Life Insurance Customer Care Number1800-266-9777 (9am to 9pm) to buy policy
1800-315-7373 missed call service to get call back
1800-266-7227  for relationship manager Mon-Sat 9:30 AM to 6:30 PM
SMS Service (SMS LIFE to 56161)
1860-267-9999 (For policy holders only Mon to Sat 10 am to 7 pm)
+91-8000006609 to get details of your Fund Value (Applicable for Unit Linked Plans only)
HDFC Life Insurance Customer Support Emailbuyonline@hdfclife.in To buy policy,
nriservice@hdfclife.com For NRI customers only
Facebook Accountwww.facebook.com/HDFClife
Twitter Accounthttps://twitter.com/HDFClife
Instagram Accountwww.instagram.com/hdfclife  
YouTube Channelwww.youtube.com/user/hdfclife10/?sub_confirmation=1
LinkedIn AccountNA

Note: Some numbers provided above may be non toll free number, so please verify call charges from your operator before call.

HDFC Life Insurance Network in India

Through the contact information of HDFC Life Insurance offices, you can get much more support after customer care department. Here, you can check headquarters address of HDFC Life Insurance, contact information of HDFC Life Insurance corporate office, as well as HDFC Life Insurance office locations with contact details.

HDFC Life Insurance Corporate Office Contact Details

  • HDFC Life Insurance Corporate Office Address: Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400011, Maharashtra, India.
  • HDFC Life Insurance Corporate Office Phone Number: +91-22-67516666.
  • HDFC Life Insurance Corporate Office Fax Number: NA
  • HDFC Life Insurance Corporate Office Email ID: buyonline@hdfclife.in

HDFC Life Insurance Office Locations in India

HDFC Life Insurance has 414 branches in India, which is located in various cities in India. For more details you can go direct company’s Website by clicking here

Check Also: If you want to check contact information of Future Generali Life Insurance company, so you can visit here

HDFC Life Insurance Website and Other Info

For more information about HDFC Life Insurance, you can visit at the official website, where you can check more information.

As you checked companycontactdetails.in has provided HDFC Life Insurance India Contact Details, Head Office, Email IDs including customer care, office phone number, headquarters address, as well as website and social profiles. If are facing any type of issue with above-given information, so you can tell us.

24 Comments

  1. Dear HDFCLIFE Managers,
    This has reference to our HDFCLIFE POLICY NO 15883078. I have paid 2020 premium 10 days back. Not yet received the payment receipt or acknowledge.
    When my payment was delayed due to corona your bank people was tarcher me through phones and sms alert. After receiving the payment you don’t bothered about the clients. It shows that, how HDFC style of working. This is very useless style of working. This is not the correct way of working. Please let me know the present value and please send the payment receipt.
    Please answer me immediately otherwise I will take the issue to higher authorities.
    Please reply as soon as possible.
    I am waiting for your early response.
    THANNKS AND REGARDS,
    I.V.SUBBA RAO
    9490188826

  2. Dear HDFC LIFE Managers,
    I bought Hdfc term insurance click 2 protect plus policy from the policy bazaar. My policy application number is 1410100510636. Policy Bazaar did not give me complete information. My medical is also done. And now I want to take Hdfc lifc insurance click2 protect 3d plus. The problem is that if I cancel the policy, Policy Bazaar is saying that your medical charges will be deducted, while I am taking the policy from the same company. Yet the medical charge is being deducted. Please solve this problem.

    Regards
    Amit Kumar
    9466841681

    • Can I get higher authority mail id for complaint because customer sevice they are not reply and there is no revert. For the payment the hdfc employee following and getting our money once if we cancell we have to followup all to get our money. These many complaint register there is no response from any one. Srinivasmurthy and krishna who is taking care of my policy and they are not picking my call and for their target they are keeping my miney

  3. Fraud happened with me investing with HDFC Life in Sanchay Par. Given illustration with some figure and when time came for payment it was different even the policy is not issued also policy document was wrong and to correct that they take their own time.

    Don’t have trust…..

  4. I am connected with HDFC life for ten years but always I found I am not getting acknowledgement for any mail sent to support @hdfclife.in, Many time I had submitted life certificate online since 22 July but till today I have not received annuity to my account. I have surrender crest policy thru your representative again status not known. recently again I have processed one proposal status not known. I feel it is better to surrender life policy and also cancelled my new proposal and get my money back. I feel entering with HDFCLife is mental harreshment.

  5. I have surrendered 2 HDFC life policies on 29 th August 2020 in sector 15 part 2 Gurgaon office.
    We were assured that we we get the money in 4-5 working days but even after 10 days we have no clue when we get the money . Feeling helpless due to delay.

  6. Dear Ms. Padalkar,

    I wish to draw your attention to the sufferings and trauma HDFC clients have to go through while there is “ NO RESPONSE “ from your team and your customer support “ Call Centre”.

    The case below shows the chronology of events.

    1. 24th August 2020 : I had submitted for the closure of my HDFC LIFE Pro growth Policy No. 17271942 and redemption of the amount. Scanned Documents submitted ( Self attested PAN Card, NEFT form, Cancelled Cheque for transfer of amount ) All these documents were submitted as per advise of HDFC staff.

    2. 27th August 2020 : I am asked to submit the documents as referred above again by HDFC Life Mr Thilakar G of customer care, Which I did promptly.

    3. 28th August 2020 : Ms.Savitha from HDFC Life acknowledges receipt of mail with required scanned documents.

    4. 3rd September 2020 : I receive the payment advise WHICH HAS BEEN CREDITED TO WRONG ACCOUNT : I immediately wrote back as below ::

    “I am in receipt of your payment advice Bene Code 73702759 & Ref TR000000000012493416.

    I have noticed that you have transferred the amount of Rs 554967.00 to account no. 11081870000799,
    where as I have attached with the below mail which I am resending canceled cheque of Maneesha Nangia HDFC Account number 05031000031266.

    I have not received the credit of the above amount in my account. I am once again forwarding my mail of 24th August 2020, kindly have the amount of Rs 554967.00 to my
    (Maneesha Nangia) HDFC Account number 05031000031266.”

    Ever since the 3rd September 2020, I have been calling and coordinating with HDFC (My relationship Manager Mr Kumar Gautam) and writing mails, even called up your call centre but THERE IS NO RESPONSE from HDFC Life.

    I am not sure if this is a mistake from HDFC Life staff or a “FRAUD”.

    If it is a FRAUD than all the more reason someone should take responsibility and respond immediately so that necessary action is taken and such team/customer support centre should operate 24×7 and also get in touch with the customer to understand “WHAT HAPPENED”

    It’s very very disappointing and shocking to note that “NOBODY” from HDFC Life has responded to my mails till date i.e 8th September 2020. I have completely lost faith in dealing with HDFC group now.

    As a last resort I am writing to you and am not sure if this mail will reach you OR will Il get a response.

    Request you to kindly have the amount of Rs. 554967.00 transferred to my (Maneesha Nangia) HDFC Account number 05031000031266, Deer Park Safdarjung Enclave, New Delhi 110029.

    The need to break this policy was because I needed this amount URGENTLY and that purpose is defeated thanks to the CARELESS ATTITUDE of YOUR STAFF.

    Eagerly awaiting to hear from you.

    Best Wishes

    Maneesha Nangia
    9810441120

  7. Dear HDFClife Pension Plan Dept
    Policy No 13846357
    I had surrendered my policy online along with self attested copies of PAN card, Aadhar card, Cancelled chq. So as I also got the Auto Revert to contact in 4 – 5days standard message.

    Due to Pandemic stiuation we are stuck up with fund badly.

    Regret to inform i have not yet received any call or mail revert from service@hdfclife.com & support@hdfclife.com.
    They bother to revert as it’s generic mail id & no customer support is.
    Hope the noise raised will get positive effect.
    Thanks & Regards.
    Manojbhai Ranchodbhai Rathod.
    98216 81936

  8. Dear Ms. Padalkar,
    I am a retired Brigadier from the Indian army. I live at Gurgaon. I am writing to you on behalf of my son Nikhil Kohli who lives in Australia. About 5 years ago he happened to visit us. He went to an hdfc bank branch at Ansal Corporate Plaza, Palam Vihar at Gurgaon with my wife Renu Kohli who has an account there. The insurance executive attached to this branch at that time convinced my son that he should by an insurance policy although I was against it. The executive visited our house nearby and literally pestered as he was desperate to sell the policy. Forms were filled, cheque issued and policy was subsequently issued. So much for the hdfclife’s desperation to sell. The policy number is 17201196-HDFCLIFE ProGrowth Plus.

    Now the harrassment. After paying premium of Rs. 50,000/- for 5 years, the minimum period, my son wanted to terminate the policy and hence applied for termination in Jan 2020. It is 9 months since the application was submitted,he has not been able to get the money back. The required documents have been submitted. My son and I have approached the executive Sanjay Gupta, at Gurgaon in writing as well as verbally on phone a number of times but his casual behaviour and couldn’t care attitude has resulted in nothing. The last time my son received an auto mail on 31 July 2020 saying that a sum of Rs. 2,98,000/- was due and will be paid after deducting tax and submission of address proof. At the time of issuing the policy the executive accepted my wife’s address proof as my son’s address proof as he lives in Australia and was only visiting us and the executive was desperate to sell. The money has not been transferred in his account number 50100054513692 which is also in hdfc bank and jointly operated by Nikhil Kohli and my wife Renu Kohli so far. The bank statement was attached with the application. Residence proof of my wife in the form of Aadhar Card has been submitted. God only knows what more do they need to return the money. We are still struggling to get the money bank while the bank was desperate to grab it at the time of issuing the policy.
    Our patience has run out. Yesterday my son gets another auto mail saying the the money due is Rs.2,38,779/- as on 14 Sep 2020 i.e Rs. 60,000/- less than what was due on 31 July 2020. The redemption application was submitted in Jan 2020 and the bank did not take any action. Why should we pay for the inefficiency of the bank. I am now approaching your Gurgaon, sector 15 branch through another executive Abhishek to help us. I am still apprehensive that he may not be able to do much as it seems that your bank does not want to part with money.
    I am an old customer of hdfc bank. My family i.e self, my wife and my 2 sons have 5 REFERRED acounts, a number of FDs and other investments in hdfc. I feel so disappointed at the deterioration of service of HDFC that I am tending to close all accounts and terminate FDs if this is the way your preferred customers are being treated. I shall not accept any reduced amount for no fault on our side. May I request you to kindly help resolve this issue for us.
    Regards
    Brig. N K Kohli
    9811556653.
    Nikhil Kohli’s email add is nikhil_kohli@hotmail.com

  9. This is a fraud company. It has grown to this size by only defrauding its customers. The average response time for even basic queries during non-Corona time itself was about 1 month, and now its worse! If you are using for the most basic thing like bank account, you may not have an issue, but start using their other facilities and you will end up in pain. Better to avoid HDFC Life ad HDFC group in general.

  10. Subject: Term Life Application #: 1100063685738, Ms. Shaik Jameela.

    Dear Sir/Madam,
    Our overall experience with HDFC Life has been horrible so far, in fact very disappointing.

    First, we signed up for the policy on July 29, 2020 as you had advertised that no TMT/Medicals required.
    We then requested for 2D echo test but you wanted us to pay the charges, and the charges were too high.

    We requested for CTMT, it was scheduled on September 26, 2020 when we went to the Lotus Diagnostic Center the doctor was not available. The Lotus Diagnostic center staff said they had communicated to the insurance that the doctor was not available. WHY NO ONE COMMUNICATE THIS TO US, OUR TIME AND 20 KM OF TRAVEL WAS WASTED.

    The CTMT was rescheduled for today September 29, 2020, they made us wait from 10 AM to 11:10 PM. The Lotus Diagnostic Staff were more focus about their regular walk in customers and least bothered about the customers who has come for TMT test from the Insurance company. At 11:15 AM the Lotus staff tested the BP. The BP was at 150/90 they denied taking the Test stating BP is high.

    For lady aged 55 years if 150/90 is not a safe BP limit and if you can’t allow taking the TMT, then I am really shocked and have no words to express my dissatisfaction. This is a total waste of my time.

    I had requested early to issue the policy without all this drama, if you want to do any home visit with your medical officer and then make a decision on issuing the policy go for it. Else I am done with you.

    Kindly return the premium we paid.

    Thanks,
    Shaik Jameela

  11. Master Policy No PP000092
    Certificate number 376639
    HDFC Life Policy
    Loan account number 627850535
    HDFC Development Finance
    नियम और शर्तें पोलिसी कि
    Mukesh Jagdish Bhai Boriwal
    16 /08/1977
    9427129933
    2. किसके लिए देय लाभ: सदस्यता की अवधि के दौरान योजना सदस्य की मृत्यु, विकलांगता या बीमारी पर एक वैध दावे के मामले में, लाभ
    तब “लाभ की अनुसूची” के खंड में वर्णित योजना स्कीम के सदस्य के नाम पर देय होगी। यदि लाभ एक त्वरण के रूप में है
    मृत्यु लाभ और योजना सदस्य जीवित है, तो यह लाभ योजना सदस्य को देय होगा।
    ऋण का पूर्ण पूर्व भुगतान: योजना के सदस्य द्वारा ऋण के पूर्ण पूर्व भुगतान के मामले में एक आत्मसमर्पण मूल्य देय होगा। आत्मसमर्पण लाभ उपलब्ध है और इच्छाशक्ति
    निम्नानुसार गणना की जानी चाहिए:
    70% X एकल प्रीमियम x (अनपेक्षित कवरेज अवधि (संपूर्ण महीनों में) / मूल कवरेज अवधि (महीनों में)) x वर्तमान सम एश्योर्ड / आरंभिक योग
    उपरोक्त फॉर्मूले में उपयोग किए गए एश्योर्ड प्रीमियम किसी भी वैधानिक शुल्क और अतिरिक्त प्रीमियम को किसी भी हामीदारी से बाहर रखा जाएगा।
    उपर पोलिसी के निती नियम लिखा है उसके बिमारी का उल्लेख हे ओर बिमारी मे कपनी क्लेम देगी पर ये फोर्ड कंपनी गलत नियमो का हवाला देते हुए दावा खारिज कर रही हैं मे कैसर पिडीत हु क्रिटिकल स्थिति में हु बेड पर हु चल फिर नही सकता खाना नही खा सकता फिर भी क्लेम नही कर रही कंपनी

  12. Dear Madam – Vibha Padalkar
    Sorry to bother you
    Due you pendamic situation , i had sent self attested copy of Cheque, Aadhar Card copy, Pan card copy as told by the HDFC Life Representative. As withdrawal & surrender will be online
    We have been asking for release the full & final settlement of our fund value maturity amount.
    We are be held up with our own money. Since Jan 20 i was not having Job & was need of money for expense . I had visited in Jan 20 to Lower Parel HO, the customer service guy told u can withdraw after the maturity also.
    I have been writing this with seeing the critical time. We are badly in need of fund.

    Subject message is Policy No 13846357 – Request you help to process the payment.
    We have written numbers of Email to service@hdfclife.com & support@hdfclife.com , grievance@hdfclife.com
    But No positive reply yet received.
    Request you to please intervene & help to release the payment.
    Manoj R

  13. hdfc life me koi bhi invest na kare…grahak ko lalach dekar policy karvati he aur kuch nahi dete…mere sath bhi esa hua he ..kanika desai ..mo.7226090315 hdfc life me he usaka call aya ki aap 50000rs ki hdfc sanchay policy lete ho to aapko 25% bonus pahele saal milega aur do saal 20% bonus milega…to maine wo policy li…fir 2 mahine bad call aya ki agar aap dusari polily 1saal k liye 50000rs ki lete ho to aapko 60000rs bonus milega maine dusari policy li..fir 1 mahine bad call aaya ki aapka bonus ka paisa 15 din me aane vala he par aapko eske liye noc banvani padegi 50000rs ki 1 mahine k ander aapki noc ka 50000rs aur bonus ka 60000rs mil jayaga …usaka 6 mahina ho gaya kuch nahi mila muje aur koi ab call uthake thick se javab bhi nahi de raha he…usaka manajer bhi shailesh thakur mo.9540381870 wo bhi javab nahi de raha he…aur bolta he ki jo karna he wo karlo paisa vapas nahi milega …apne hdfc ko paise diye he hame nahi esa bolta he……pls koi bhi hdfc life ki kisi bhi policy n le…ye froud company he….jo bolti he wo nahi karti….mera paisa bhi wapas nahi deti

  14. Dear Vibha Madam
    Due you pendamic situation ,Have been requesting time & again with my constant mail . Your pension is tension for me .Have even not confirmed anything for 1/3 amount. they have transferred in my account. How can transfer amount without asking me or getting confirmation. Not going to accept this below trail mail.
    Need fund value maturity amount asap .We people are struggling to survive here.
    Re: RE:’HDFCSL=007-122-325′ Policy Number 13846357

  15. HDFC Life Pension
    Time & again, i have been requesting for withdrwal of maturity amount.
    Earlier customer service mail reference made from – Khusboo Waghela / Chetana / Rajesh Sharma.
    We are badly stuck with fund , since Jan 20 . I had been to Customer Service at Lower Parel , in Jan 20 – the guy told if u withdarwe know then some amount will be dedcuted.
    During , lock down non of your person called up to withdrawe before maturity date to get full amount.
    ~ RE:’HDFCSL=007-417-879′ Policy No:13846357
    ~ RE:’HDFCSL=007-418-010’Policy Number:13846357
    ~ RE:’HDFCSL=007-122-325′ Policy Number 13846357
    I use to make NEFT from my Bank Account to HDFC Life for 9 month. Due to No Job in hand I was not able to complete 10years of my Investment. Thanks GOD atleast that was saved in my Hand.
    When I filled up form for NEFT Mandate – HDFC Life Customer care person asking for Confirmation of my Name

    Dont know how long will it take for me for get my own fund. Will have to escalate senior management with all commuication mails seems so.

    They don’t ever bother to response mail or revert.

    Manojbhai Ranchodbhai Rathod.

  16. Dear Vibha Madam
    I have been writing lots of mails to redeem my matured amount.
    Its my difficult time , we have lot of short fall dues payment to be done.
    Below Tickets raised are not ressolved yet.,
    1 ) ‘HDFCSL=007-122-325′ [External] Policy No : 13846357
    2 ) RE:’HDFCSL=007-418-010’Policy Number:13846357
    3 ) RE:’HDFCSL=007-417-879′ Policy No:13846357
    4 ) RE:’HDFCSL=007-535-320’ Policy No. 13846357

    We keep on reverting on this mails to resolve. Regret we never get justification reply.

    Kindly revert for value with us and assure you the best of our services

  17. HDFC Life is one of the most useless and hopelessly Managed by Vibha Padalkar and she has no value of her clients at all. She does not appear to supervise any emails sent to her nor does she respond. I am an NRI Client and having so much trouble in getting my Annuities paid after matured Policies for which I invested Rs 12 Lacs in total for me and my wife and further Rs 12 Lacs invested for 2 of my children as well.
    DO NOT INVEST WITH THIS LOUSY COMPANY AS YOU WILL GET NOTHIN BUT HARRASSMENT AND SICKENSS.

  18. Dear sir  
    Sub: loan of Rs 1 lakh and Life insurance done by bank officer by fraud.

    A few months ago,  I applied for a home loan from hdfc ltd. Rudrapur Branch for Rs 700000.00 Whose monthly EMI is Rs 6450 ( Loan No. 652626853 ). After loan sanctioned, Having said this, Tabish malik  ( Bank employee code 03750) asked for some blank signed cheques from me, Unless an automated payment system is implemented with your given bank account, your house loan EMI will be deducted by those cheques.After that I gave 5-6 blank signed cheques ( my saving account SBI A/C 11180216126 ) to him, and after some days i got sanctioned loan amount to my bank account, On 10/12/2020 When my home loan cheque bounced, I came to know that another EMI amount was deducted from my bank account along with the house loan EMI by hdfc ltd, because of which my check bounced. Going to the branch, I came to know that I have been fraudly life insured ( Policy No. 1057090) by taking another loan of Rs. 100000.00 in my name, whose information has not been given to me. In which my given cheques have been used, which were taken for the EMI of the house loan.On the complaint of which I was told by Tabish Malik that the policy of Rs 100000.00 was mandatory to give home loan of Rs 700000.00, So policy was given without informing. I read, House loan sanction letter has no such condition. I was cheated and given a loan of Rs. 100000.00 in my name, and that amount use to sale life insurance to me without my information, without my consent, without my knowledge
    i request you to sir please check it strictly and take action on his soon as possible

    your sincerely
    Aakil malik

  19. Sub: Delay from HDFC life in return of funds

    I wish to your kind notice that HDFC LIFE has been intentionally and purposely delaying the refunding of my insurance policies with clear malefic intentions. It’s more than 75 working days and I have not received a single rupee in my bank account. All policies are in my name –

    I have been asking for the complete surrender and return of funds from the last 75 working days. HDFC LIFE is refusing to refund my amount. First, they say some name mismatch. I corrected that. Then asked to send bank statements. Then they asked for a soft copy of the policy. I send them that too. Everything that they asked I sent almost immediately. However, they just want to delay. For the last 7/8 years I paid all the premiums on the due date. They had no issue. Now they have all the excuses.

    If sent an email on Monday, the revert asking for something new on Thursday evening. I immediately responded. To which they revert the following Wednesday. So, two weeks is gone. This keeps on going. Such lethargic and egoistic attitude is so pathetic. Now I am in urgent need of funds. But no one in HDFC LIFE is concerned. They simply don’t seem to bother. Everything is 8/10 working days. Which never comes. There is no customer service at all.

    I am sure that they are not afraid of anyone or any authorities. We investors just need to keep begging for my own money. I request your kind and urgent attention in this regard. When I am alive, I am having so many problems in taking the money back. If I was dead, I am sure that they will never give the funds back to my family. They will send them from pillar to post.

  20. I aplay for surrender of my policy on 19/01/2021 , but till date I not received my surrender value .

    Pls update .

    i 7 to 10 time visit on branch and send mail from last 10 days but till date my problem is not solve .

    my policy no is : 19015607

    Service Request No. 1-53755616137

  21. Santhosh Koshy
    Thu, Aug 26, 6:12 PM (5 days ago)
    to service

    Dear Mr Deepali Sawal.
    I have only dispute of my last year’s 37 year payout amount only. As per your illustration given by you is clearly marked as Rs 994208 and per that I purchase policy. But your policy soft copy it is rs 760338 . There is a difference in rs 233870 in final pay out. How can you say concluded that all the features and details of this plan were understood by you at the time of purchasing the policy and hence this complaint does not constitute a missale. So i am not satisfied with your reply. Please refund the balance amount you are collected from me. Actuactly i have to claim 15% interest on your inefficiency. Do i am not stratified with your reply
    Regards
    Santhosh Koshy
    9442573168

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